Distracted driving involves more than just texting or talking on the phone. There are many other things that can take a driver’s attention off the road, including eating, drinking, grooming or using your navigation system. Causes of Distracted Driving During 2013, there were over 3,000 related deaths and over 420,000 injuries. The Centers for Disease […]
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If you provide cleaning services, whether through a formal company or as an independent contractor, it is critical that you have the right type and amount of business insurance in place, including liability insurance. Janitors, maids and cleaning providers face risks on the job at all times. If you fail to have liability insurance that […]
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Renters insurance is there to help you when an incident occurs damaging your property within your rented space, but not all renters understand how far that coverage extends. Often times, it seems like the problem is for the landlord or property owner to take care of when in fact, your insurance can be there to […]
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If you are like many other homeowners, you purchased a home insurance policy and didn’t think twice about it. You may have assumed your insurance agent took care of ensuring you had enough coverage for any risks you may face. Even if you did take a closer look at the policy’s details, you may not […]
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When a storm comes through and your tree suffers from falling branches, you may be left wondering what to do. Who is responsible? Should you call your auto insurance or home insurance provider? There are various factors that play a role in the determination of who should be responsible for paying for this type of […]
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Renters insurance isn’t always something people seek out. It seems like an expense you may not want to have. However, there are some key benefits to having this type of insurance in place. The most obvious reason is that your landlord’s insurance isn’t going to cover your own property in the event of a fire […]
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What type of business insurance do you have in place? There are many components to protecting your company. You may know you need coverage to pay for operation shutdowns and workers compensation. But, do you have enough coverage to protect your business’s assets? Take a few minutes to consider the types of coverage available to […]
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Depending on where you live and the climate of the renter’s market, you might have your choice of apartments or other rental units. Or, it might be uber-competitive to get a place in the location you desire. Fortunately, there are a few things you can do to position yourself as a favorable renter for your […]
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Buying a home is a rewarding endeavor. With each payment, you are one step closer to owning a large asset, free and clear. Fifteen or thirty years is a significant investment of your time to be paying off a debt, so it’s important that homeowners do everything they can to keep their homes safe and avoid claims […]
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Regardless of your driving habits, the majority of people obtain at least one traffic ticket within their lifetime. While tickets don’t always have an immediate effect on your insurance, eventually they can come back to haunt you. The more traffic tickets you incur, the worse off you will be because the cost of your auto […]
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